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ROYAL FLUSH CAVALIERS AND TRUPANION TM
At Royal Flush Cavaliers, we proudly recommend Trupanion™ pet insurance based on the trusted advice of our veterinarian and years of experience with Cavalier health. When you sign up through our exclusive link, you’ll receive special breeder benefits, including immediate coverage with no waiting periods for unexpected accidents or illnesses. Trupanion™ pays your veterinarian directly at checkout, covering up to 90% of eligible costs, so you’re not left waiting on reimbursements or dealing with surprise expenses. Their policies are designed to support breed-specific needs, making them an ideal fit for Cavaliers. We only partner with companies that reflect high standards of care, and Trupanion™ has proven to be the most reliable, transparent, and responsive provider available. It's the insurance we trust, and the one we recommend for our clients too.
At Royal Flush Cavaliers, we proudly recommend Trupanion™ pet insurance based on the trusted advice of our veterinarian and years of experience with Cavalier health. When you sign up through our exclusive link, you’ll receive special breeder benefits, including immediate coverage with no waiting periods for unexpected accidents or illnesses. Trupanion™ pays your veterinarian directly at checkout, covering up to 90% of eligible costs, so you’re not left waiting on reimbursements or dealing with surprise expenses. Their policies are designed to support breed-specific needs, making them an ideal fit for Cavaliers. We only partner with companies that reflect high standards of care, and Trupanion™ has proven to be the most reliable, transparent, and responsive provider available. It's the insurance we trust, and the one we recommend for our clients too.
WHY TRUPANION IS CONSIDERS THE BEST
Trupanion stands out from other pet insurance providers because it focuses on real protection for pet owners -
Including the most stressful moments when your pet is seriously ill or injured.
VetDirect Pay™ System
Trupanion is the only insurer that can pay your vet directly at the time of checkout, so you’re not stuck paying thousands upfront and waiting weeks for reimbursement.
90% Coverage, Always
Their single, straightforward policy covers 90% of all eligible expenses after your deductible, including diagnostics, surgery, hospitalization, and specialist care, with no nickel-and-diming.
No Caps, No Limits
Most insurance companies cap payouts annually or per condition. Trupanion offers unlimited lifetime coverage, so even chronic or high-cost conditions are covered for life.
Fast, Reliable Claims
Claims are often processed within minutes if VetDirect Pay is used, or within a few days if submitted manually.
Trupanion stands out from other pet insurance providers because it focuses on real protection for pet owners -
Including the most stressful moments when your pet is seriously ill or injured.
VetDirect Pay™ System
Trupanion is the only insurer that can pay your vet directly at the time of checkout, so you’re not stuck paying thousands upfront and waiting weeks for reimbursement.
90% Coverage, Always
Their single, straightforward policy covers 90% of all eligible expenses after your deductible, including diagnostics, surgery, hospitalization, and specialist care, with no nickel-and-diming.
No Caps, No Limits
Most insurance companies cap payouts annually or per condition. Trupanion offers unlimited lifetime coverage, so even chronic or high-cost conditions are covered for life.
Fast, Reliable Claims
Claims are often processed within minutes if VetDirect Pay is used, or within a few days if submitted manually.
WHY IT'S A GREAT VALUE
Even though Trupanion may cost more per month than some competitors, the long-term financial value is unmatched:
Predictable, Transparent Pricing
Premiums are only adjusted based on general vet cost increases in your region, not based on your pet’s individual usage or claim history
No Add-Ons Needed for Real Coverage
Other companies make you pay extra for diagnostic testing, hospital stays, medications, or breed-specific conditions. With Trupanion, it’s all included.
You’re Covered When It Matters Most
Emergency surgery? Ongoing heart meds? Specialist neurology consults? Trupanion helps prevent financial ruin from unforeseen but common vet bills, especially for aging pets or at-risk breeds.
Even though Trupanion may cost more per month than some competitors, the long-term financial value is unmatched:
Predictable, Transparent Pricing
Premiums are only adjusted based on general vet cost increases in your region, not based on your pet’s individual usage or claim history
No Add-Ons Needed for Real Coverage
Other companies make you pay extra for diagnostic testing, hospital stays, medications, or breed-specific conditions. With Trupanion, it’s all included.
You’re Covered When It Matters Most
Emergency surgery? Ongoing heart meds? Specialist neurology consults? Trupanion helps prevent financial ruin from unforeseen but common vet bills, especially for aging pets or at-risk breeds.
WHY IT'S ESPECIALLY GOOD FOR CAVALIER KING CHARLES SPANIEL OWNERS
Cavaliers are sweet and loyal, but also prone to several hereditary and chronic health issues.
Trupanion is uniquely suited to this breed because:
Hereditary & Chronic Conditions Are Covered
Conditions like mitral valve disease, syringomyelia (SM), hip dysplasia, and ear/eye disorders are covered, as long as symptoms appear after enrollment.
Lifetime Conditions? Still Covered.
If your Cavalier develops a lifelong condition at age 3, Trupanion will continue covering it for the rest of their life - without limits.
No Breed Penalty or Exclusions
Some providers subtly penalize different breeds with exclusions, lower caps, or expensive add-ons. Trupanion doesn’t do that.
Peace of Mind for Heartbreak-Prone Breeds
With Cavaliers, it’s not a matter of “if” a health issue will arise, it’s “when.” Trupanion gives you the confidence that you can make medical decisions based on what’s best for your dog, not your bank account.
Cavaliers are sweet and loyal, but also prone to several hereditary and chronic health issues.
Trupanion is uniquely suited to this breed because:
Hereditary & Chronic Conditions Are Covered
Conditions like mitral valve disease, syringomyelia (SM), hip dysplasia, and ear/eye disorders are covered, as long as symptoms appear after enrollment.
Lifetime Conditions? Still Covered.
If your Cavalier develops a lifelong condition at age 3, Trupanion will continue covering it for the rest of their life - without limits.
No Breed Penalty or Exclusions
Some providers subtly penalize different breeds with exclusions, lower caps, or expensive add-ons. Trupanion doesn’t do that.
Peace of Mind for Heartbreak-Prone Breeds
With Cavaliers, it’s not a matter of “if” a health issue will arise, it’s “when.” Trupanion gives you the confidence that you can make medical decisions based on what’s best for your dog, not your bank account.
HOW OTHER INSURERS COMPARE
While there are many other popular providers, they often fall short where it counts:
Reimbursement Delays: Most require you to pay the bill in full and wait days or weeks for a refund.
Annual/Per-Condition Caps: Many have annual or condition-specific payout limits, dangerous for chronic issues.
Excluded Hereditary Conditions: Some exclude or restrict coverage on breed-specific conditions like MVD or SM.
Punished for Using It: Your premium may increase significantly after submitting claims.
Confusing Plans & Add-Ons: You often have to purchase “wellness” or “enhanced” coverage just to access basic protections.
While there are many other popular providers, they often fall short where it counts:
Reimbursement Delays: Most require you to pay the bill in full and wait days or weeks for a refund.
Annual/Per-Condition Caps: Many have annual or condition-specific payout limits, dangerous for chronic issues.
Excluded Hereditary Conditions: Some exclude or restrict coverage on breed-specific conditions like MVD or SM.
Punished for Using It: Your premium may increase significantly after submitting claims.
Confusing Plans & Add-Ons: You often have to purchase “wellness” or “enhanced” coverage just to access basic protections.
BOTTOM LINE
If you want true, lifelong protection, especially for a breed like the Cavalier King Charles Spaniel, Trupanion is the gold standard. It’s not the cheapest monthly premium, but when a single emergency vet visit can cost more than your entire year’s premium, we think it’s the best value long-term.
If you want true, lifelong protection, especially for a breed like the Cavalier King Charles Spaniel, Trupanion is the gold standard. It’s not the cheapest monthly premium, but when a single emergency vet visit can cost more than your entire year’s premium, we think it’s the best value long-term.
WANT TO SHOP AROUND?
If you’d like to see how Trupanion stacks up against other leading pet insurance providers, visit the Forbes comparison guide at the link below. You’ll find side-by-side comparisons of coverage options, deductibles, pricing, and more to help you choose the policy that best fits your needs and budget:
CLICK HERE TO VISIT FORBES LIST
If you’d like to see how Trupanion stacks up against other leading pet insurance providers, visit the Forbes comparison guide at the link below. You’ll find side-by-side comparisons of coverage options, deductibles, pricing, and more to help you choose the policy that best fits your needs and budget:
CLICK HERE TO VISIT FORBES LIST